Ray Reynolds, founder of the Ray Reynolds University, offers products designed to guide you through the red tape of legal documents and tax strategies and the advantages of setting up corporations. When Do You Need To Set Up Your Home Business As A Corporation?

Im not even going to take the time to write my own review for Ray Reynolds, instead Im going to let you read what just a few of the people who have had dealings with him have to say about him

Jay Irvine, California

I tried the Ray Reynolds plan a few years ago and yes got scammed out of thousands of dollars with nothing to show for it. His routine has not changed over the years. I saw an infomercial last night and it brought back some bitter memories. I love the part where he whips out a wallet full of credit cards that drop to the floor and says I have over 1 million in credit and you can too. Blah blah blah.

I still have doubts whether or not what he promises to teach you is even legal or effective. In fact in my research post Ray Reynolds I have found some contradictions in his claims. Building credit takes time, patience and good personal credit as well. You can’t buy good credit and a corporation won’t magically get you there either.

Not to say that being incorporated doesn’t have its advantages, but Ray would have you believe that the two go hand in hand and you can’t have one without the other, probably because this is where he makes most of his money. Pushing his corporations that have been sitting on the ’shelf’ and of course all the services required to incorporate. Meanwhile you are left in the dark and blindly following this man’s every word.

The bottom line is don’t take short cuts and be prepared to put some work into building your credit. If something sounds too good to be true or if you heard about it in an infomercial…. Run Run Run.

Hope this helps someone out there save some money and some headache!!

Jay Irvine, California U.S.A.

Terry Scottsdale, Arizona

One week ago Sunday I heard a radio small business radio show in Phoenix AZ. I just caught the tail end of it and they were talking about generating a line of credit for your business. They were saying that a corporation should have at least a credit line of $50,000.

I wrote down the web address, justaskray.com and went to the website. I was greeted with: Fill in the information below for your FREE money making Book and CD package.

Once I completed the form to ‘get your FREE cd featuring Ray Reynolds’ I was asked to pay $3.95 for shipping. I was assured that this was a safe transaction because the page says ‘As promised, our worry free guarantee If you are not completely satisfied, we will refund your shipping and handling fee. You have nothing to lose and everything to gain so get your free book and CD package now!’

Today I received the report via UPS. Honestly I have not even looked at the materials past the cover letter so I can not attest to the quality of the product.

The cover letter states: We have enclosed in your kit a free copy of the ‘Wealth Building Introductory Seminar CD. In addition, we have included the ‘Six Steps to Financial Freedom’ as a ‘thank you’ for taking the time to review your individually personalized corporate set up kit that is enclosed in this package. Yes the it is customized for the state where you are currently living; however, you can incorporate in any state of your choice by following the instructions on the FREE ARTICLES FLYER.

You have thirty (30) days to review your customized program. After 30 days from the shipping date, you will be charged one payment of $99. During this 30-day period you can get started with the set up of your new corporation.

No where before this has anything mentioned any payment other than the $3.99 shipping charge.

I called the phone number listed in the package 714-224-1750. The phone is answered ‘good afternoon, Corporate Office, this is Cathy speaking how can I help you?’

I asked about the $99. charge and was advised that the charge is for a bonus CD and bonus book included in my free packet. I advised that I did not wan them, nor did I order them. I was told thaqt I could return these products at my expense and thewre would be no charge if done within 30 days of the shipment.

I then called the local Tempe number, 480-829-0154. The young lady there advised me that I could return these products at my expense and there would be no charge if done within 30 days of the shipment. When asked why I would not be reimbursed she stated that it was policy, thats just how we do our marketing.

Clearly this is a case of bait and switch, consumer fraud.

Heres a couple more.

Posted by Billy G.

Ray Reynolds, the company’s CEO, has formerly been the subject of lawsuits filed by the California Attorney General in connection with two other corporations for failure to register as a Credit Services Organization and making untrue or misleading representations, in part, about their ability to improve, remove, or clear negative items from credit reports.

Ray Reynolds Companys advertising is deceptive or misleading. As an example, Ray Reynolds Company advertises that for $2183.92, they will build “Up to 1 million in credit” for the buyer. “Up to” claims such as this could actually mean they will obtain ZERO credit for your company, with the maximum amount they might obtain being 1 million. Projected figures such as used in this advertising claim with a range of potential possibilities should state both the minimum and maximum potential, without undue or misleading display of the maximum. The number of clients who obtained the maximum amount, should comprise a significant percentage, typically, at least 10%, of all clients, unless local or state law requires otherwise.

Posted by Coralyn H.

I gave Ray Reynolds $699 and received absolutely NOTHING from him. I have called numerous times, and Ray Reynolds company just say they will call me back, which they never do. That is a lot of money for me, and Ray Reynolds burned me completely…Ray Reynolds is a scammer.

Ok I think you get the idea. Ray Reynolds is some one I really would not want to buy anything from and I dont think, after reading this, you would either.

After Reviewing and Examining numerous money-making opportunities, and work-at-home programs, only a handful actually work. Click Here to view this Proven Program That Makes You Money.

Quite often an affiliate marketer will write to me and say something like, “I’ve sent 1500 visitors to this merchant and I haven’t been able to make an sale. The affiliate manager for the program told me that the sales page was converting at 5% or more, but I haven’t seen anything like that. What do you think I am doing wrong?”

This seems to be quite a common problem for new affiliates. To get around it, it’s important to understand the mindset of the people who arrive at any site you are promoting as an affiliate. There are several factors that make a huge difference to your conversion rate when you are trying to sell products and services. In most cases, your visitors will need to be at least partially PRE-sold before you send them to the merchant. If they arrive at a sales page completely cold and not knowing what to expect, your chances of them buying something are pretty low. If you’ve warmed them up, and especially if they have come to know, like and trust you because you have kept in touch via email for a period of time, then your prospects of making the sale will go through the roof.

To give you one recent example. I recently built a site in a very competitive niche that sells a high end coaching service. We did very well in the first couple of months as we generated visitors from organic search traffic, article submissions and a few site targeted Google Adwords ads. During our initial series of tests, the sales page was converting at over 2%, and that was selling a $4000 product. Once we had the sales process refined, we launched an affiliate program and during the next couple of weeks, our small group of affiliates drove 14,000 unique visitors to the site.

What were the results from all that traffic?

We didn’t have a single affiliate sale. Within a couple of weeks I was getting “I drove 4391 visitors to your site and I didn’t make a sale; your program doesn’t work” messages from my affiliates, and I was very concerned that something wasn’t working in our tracking system. On checking our traffic stats however, I found that virtually ALL of the visitors our affiliates had sent us were coming from paid to surf programs and other useless traffic sources like that. It was just totally untargeted, unreliable traffic, and the visitors who arrived certainly had no interest in buying a $4,000 product - most of them probably weren’t even interested in the topic.

Here’s the bottom line. It’s important to understand that if you are going to be a real player in the affiliate marketing business, somebody that makes consistent money, you need to get serious about it. There’s no free ride here, and despite what some people promoting those ‘push the button and get rich’ type products will tell you, you need to do some work if you want to make any money. It’s not hard work, but it’s work all the same.

You need to write some articles and submit them to article directories, or create some content that generates organic search traffic. And if you have the money, learn to use PPC to drive targeted visitors to your merchants as well. If you find some good affiliate programs that pay ongoing commissions for memberships and/or commissions on backend sales, you really can do very well as an affiliate marketer.

Rocky Tapscott is a Site Build It mentor and coach who helps small business owners to quickly increase their profits. He has developed a Free 27 page Report which shows you how to create multiple income streams using a simple but deadly effective email marketing and follow up system - Grab your Free Report now.

It is hard to beat the MLM home based business. You get to work at home, wear what you want, and never have to commute to the office. You also have the opportunity to make great money.

The MLM home based business has never been easier. With all the electronic tools, gadgetry, and the Internet, your work has been greatly reduced. Once your MLM business is up and running, you might only have to spend 3 to 5 hours a week working it. Thats it.

There is no such thing as the best MLM company or the best MLM program. Just do some research to find a product or service that you really like and then join a company that sells it. This is the most effective way to decide which MLM home based business is right for you.

Use a system that can work using the internet to build your MLM home business. Decide up front how much time and money you want to spend and understand that your MLM home business is not a hobby.

Any skills you need you can learn while running your MLM home business based from the marketing plan. You don’t have to have any special skills to run a multi-level system but you must be a self-starter and be motivated.

The MLM home based business costs very little to get started. You get a proven system that is much like the franchise opportunity and you can begin making a profit in months rather than in years.

It doesn’t matter if you need extra money to pay the bills, want to build your retirement income, or looking to make a good living on the internet, you should seriously consider the MLM home based business.

The AIM Companies seeks to offer nourishing care through various products to help maintain a healthy body. This is a multi-level marketing company that works through distributors to promote it products. Are you planning to become a member of Aim companies? Or if are already one; just find out more about the company and how best you could boost your earnings.

What Is AIM Company’s mission?

The Aim Companies was formed by Dennis Itami in 1982 to improve people’s health by promoting good eating habits and aiding digestion.This company is an advocate for good diet practices and working out. The organization believes in one to one style of marketing; hence it’s adopted the network marketing style instead of having a single retail outlet

The Income Opportunity

No false promises offered here. You could either work just enough to recover the cost of products you’ve purchased or work hard to build a thriving business that offers good residual income. The Aim companies has got a good training and support system and an appealing income plan.

What’s your goal for the Aim Company Business?

If recovering your expenses is your aim, all you have to do is follow the instructions given in the training program, contact your friends and relatives and sell products to them. This way, you could get back what you’ve spent; maybe a little more. However, there are people who’ve earned well in this work; if you want to be one of them, you have to plan and work.The training offered by the AIM companies will not tell you how to obtain contacts or how to capture a substantial customer base.

You may be encouraged by your company to engage in cold calling, organizing meetings or speaking to customers at retail outlets etc. People are so tired of such callers that they don’t want to get committed even if they have an interest in the products.

Aim high

Just switch over to new techniques that are guaranteed to draw customers to your business.Use virtual marketing techniques that are very effective in drawing people to you.

Differentiate yourself from other reps, market products through the net and see customers signing up on their own. There are so many secrets to online marketing such as using social networking sites and articles marketing that are sure to get good results. So stop being a stereotype company rep and project yourself as a successful business person. After all you need to aim well to earn well in AIM.

Let me tell you a short story…

When I was in progress in affiliate advertising almost 8 years ago, I didn’t realize anybody in my circle of friends who was already performing it. I was the earliest.

I’m a fairly sensible guy so I did finally figure things out, but my development really started to occur when I taught close colleagues of mine things I knew. One colleague specifically worked on to become a chief affiliate marketing partner of mine and together we’ve achieved a lot more than I could have done if I had kept conducting it on my own.

The same can be stated of associate instructing techniques. If you don’t know anyone personally online, signing up for a learning system, which usually comprises confidential debates full of self-starter dealers is an excellent way to build relationships with people who will cheer on your achievement and turn out to be your virtual affiliate advertising partner or associates.

Paid vs Free

There are open debates, too, but then the problem with those is that they are regularly occupied by a great many people who are not serious. Once people pay for something, even a meek payment, you weed out a number of people who aren’t serious.

Look, the fact of the matter is if you’re a smart individual you can find and read a number of open resources and attempt to decide it all out yourself. You might even eventually make a lot of income, but at what cost?

There is a great opportunity cost to be forfeited by making things more complicated for yourself.

On the other hand, some individuals get addicted to purchasing new training stuff, programs, and flooding themselves with too much information. These people usually become too scattered to make any real bucks or suffer from analysis paralysis as they try to figure out the best way to begin from the 50 methods they studied apparently.

Don’t fall for this trap!

Focus on one technique and only one till you master it. And conducting it with an affiliate advertising partner, whether it’s somebody you personally know, or get to know online via a training membership site, can help you achieve your goals much faster.

Global financial crisis is evidently pressing the world economy leaving millions of people jobless. Large industries and huge corporations have closed their doors by not providing jobs for people while maximizing their benefits from old resources.

The crippled world economy has triggered the prominent online wealth creation strategies that readily welcome fresh graduates and retrenched workers to work through the haywire. Working and earning within the comfort of your own homes is the World Wide Web’s latest innovation to tackle the problems of our ailing financial condition. Get on your feet and find accommodation in the world’s mainstream media.

The fast-paced and accessible internet has opened its doors for the financially deprived to settle for a rewarding job that suits his skills and talents. Online business owners have flourished in the World Wide Web to provide answers to our queries on success and financial alleviation. Business opportunities are undeniably mushrooming all over the internet for your benefit.

Website development, paid online surveys, eBay selling, paid playing and the prominent network marketing are just some of the millions of money making opportunities which the lowly retrenched individual can choose from. Online business owners have opened so many jobs online through their initiatives in business and marketing that deals with promotion of products and services online.

The online world has lots of money making opportunities such as website development, network marketing, paid online surveys, selling on eBay, writing for cash and even playing games for money. It has become a very effective business and marketing strategy that is why many different companies that adopted the internet to promote their products and services.

But earning and taking that luxurious life you have dreamt of does not happen in just a snap of a finger. Yes, your pc can bring into your homes a big bulk of cash but it takes some keen intellectual strategies before starting off. The wonder of generating huge cash is within your reach but with the help of a more realistic approach.

Sounds great - right? It is really wonderful to generate income and make tons of cash in an instant. But the fact is it is not going to happen that easily. Yes, you definitely can work at home with your PC and it can turn out to be a profitable job. But if you want to increase your chances of succeeding at it, you should adopt a more realistic approach, before you start.

Home-based business needs your efforts to strive hard in your endeavors. Use your personal computers while maximizing your time freedom for better results.

Remember, home-based business does not mean “easy money” and in order to really pull it off, you will need to work very hard. Yes, working online may give you a lot of time freedom that other jobs may not offer you but still you must devote your time with it in order to be successful.So for those who are scouting for a job, try visiting the online world, start living your dream by getting an online career, earn money at home, maintain your job and not too long till you achieve financial freedom and independence.

So you are interested in the work at home processing jobs? There is a bunch of confusion and misleading information on the topic, so it is very important that you read all these article to reveal the three things you need to know about working at home as a rebate processor.

To be quite frank, rebate processing jobs have been around for a while now. In fact, in the year of 2008, they were nominated and awarded as being the #1 2008 work at home job. That’s quite an award to be bringing in.

However it’s not like you may think. Some people saw the potential in scamming people, and got into the rebate processing industry and started to give us a bad name.

But I’m going to tell you all about it now…

Before you even consider processing rebates online, you want to know these three things.

The first thing you are going to want to know is that not everyone who will “train” you is legitimate. In fact, many of them lie right on their site, saying you NEED to be trained by them.

This does not have to be the case for you. A popular scammer that goes by the name of “Angela” has been giving the rebate processing industry a bad name for quite some time now. She claims that you have to go through some type of certification program.

Actually, there is no such thing as rebate processor certification! Many people are shocked after ordering to find out that the $150+ price they paid for this certification was just a badge she made saying “You’re certified!”. Can you believe that?

Since she has been getting exposed, she is starting to go by other names. Another one she uses is “Angel”. But if you see any site claiming to give you rebate processor certification, stay away!

The second thing you must be aware of is that you have no boss. You don’t have anyone looking over your shoulder telling you what to do, or barking commands at you.

That’s cool, right? It definitely is! But that is just one of the many benefits of working from home as a rebate processor.

But do not let it get to your head. Many people will take advantage of this freedom they get and begin to slack off. They will not work as much as they should. Just because you do not have a boss, doesn’t mean you can do whatever you want! Control yourself.

If you want to make money, you are going to have to work. That’s just how it is. That’s life.

Am I saying that this is all work and no play? No! Definitely not! If you put in a good 4 hours of work, you can make well over $350 and be done for the day. That $350 is already more money than anyone makes at their day job!

The third and final thing that I would like to make sure you are aware of is that work at home processing jobs is by far the easiest work at home job I’ve ever discovered.

I have done it all. Data entry, paid surveys, pyramid schemes, and MLM. All of that is just a bunch of scams. Again, we both have probably been scammed by one of those in the past. At least I have!

Those are scams that only exist to make the product owners a bunch of money. They don’t really care if you succeed or not. In fact, most of the time, what they are teaching you doesn’t even work. Stick to legitimate rebate processing jobs.

Sorting through the mess that is online classifieds can be quite a chore. Hundreds and thousands of sites that all tell you they will get your name out there and sell your product or promote your business. How are you supposed to tell them apart? You need to find a complete site that can off you regional breakdowns and even possibly a print ad. You need American Classifieds.

By doing a quick Google search, you will see that there are literally thousands of sites to choose from. Your head will spin if you have to go to each and every one of them to figure out their features. Unfortunately, most of the time you are going to be disappointed and upset that you are wasting your time.

However, do not dismiss the fact that choosing the right online classified ads can help out your business tenfold. You not only get exposure for your name, but you can also get your Google rank to improve if you are on the right site. Finding the right site and getting the right ad together will take some effort on your part, but it is definitely worth it.

You should also look into the upgrade services because they will increase your ranking even further. In most cases, you can list both your email and business link right in the ad by purchasing these services. Now you are creating back links and that means a higher Google rank!

American Classifieds makes it about as easy as you can imagine to get rolling. Signup is quick and painless and placing the ad is just as easy. You fill out your information and pick your region and the next thing you know, your ad is working for you!

Something that is a little different about American Classifieds is that they only run the initial ad for a week. Before you think this is a bad thing, think again. In most cases, your monthly ad is going to disappear after about a week anyway. As the new ads come in, this one gets pushed to the back and your ad becomes worthless. Not only that, but the upgrade services are significantly less when your ad runs for this period of time. In some cases, they are over 80% less!

Now the real kicker is that this is a site that can also offer you a print ad as well as internet ad! If you know anything about normal ads, you know that you will spend about $40 for three lines that will never be seen. They have a better chance of ending up on the bottom of the litter box than they do of being read. People get American Classifieds because they WANT to look at the ads, not because it is a part of the paper. You have a captive audience for only $3!

Keep all of this in mind as you did through the various ad services that you are going to find online. The more you look, the more likely you are to come to the conclusion that American Classifieds is where you need to be spending your money and placing your ad!

The advantages of starting an internet business are pretty attractivelucrative potential, low start up costs, flexibility in time and location etc etc. Combine advantages like that with a low barrier of entry, and the result is more internet business options than you can countof which a few are good and many are not.

That can make it very challenging for someone with little to no experience to know which business has a realistic chance of making money. Nonetheless, you can find one of the few good ones if you get educated on what to look forand what to avoid. Pay close attention to the 3 mistakes outlined belowthey will save you a lot of pain and frustration.

Here are the 3 biggest mistakes people make when starting an internet business:

1. They think its all about the Benjamins. I am fully aware that you cannot operate a business very long that doesnt turn a profit, and believe me, I am all for you making in a month what it used to take you a year to pull in. However, life and business are about a lot more than just money. The sad fact many people learn after they are highly invested in a particular venture is that you can make a lot of money and be totally MISERABLE. The point is to begin with the end in mind. Take the time to investigate what really goes into the business you are looking to build and then seriously consider whether you can find satisfaction doing those activities. Doing this before you start a business can help you avoid a lot of pain, frustration and wasted time in the future.

2. They focus too much of their evaluation on the quality of the product. This seems like the logical thing to do. To someone with little business experience (or a lot of business experience with little success), its natural to assume that if the product is great, your job of selling it will be that much easieror even better, find a product that sells itself! Unfortunately thats not how it works. There are scores of awesome products and services that go unsold because so few people have any clue how to market and promote them effectively. It may surprise you, but its not really that important how great the product is you intend to promote ” look at McDonalds or pet rocks. Thats why the people who succeed in starting an internet business focus the majority of their evaluation on the marketing systems effectiveness and ability to train someone with little experience. Trust me, this will be the biggest factor determining whether you succeed in starting an internet business (aside from your personal ambition).

3. They are easily enticed by startups or ground floor opportunities. This is another one that seems to make sense on the surface. The optimistic side of us wants to believe that we found something new and original and that its surely going to be the next Microsoft or Google (and were in on the bottom ” woo hoo!). Unfortunately, 95% of businesses fail and that certainly includes those on the internet. What people are really looking for is a company that is on the verge of major growth. To learn more about how you can easily tell whether a company is about to be the next victim of the economy, or whether its ready to explode, click on the link below to my complete home business success checklist.

After years of experience in internet marketing, these are most common mistakes I see smart, capable people make time and time again. I know starting an internet business can be a little scary, but there are good programs out there if you take the time to get educated on what to look forand what to avoid.

I frequently get asked what other things people need to know if they are starting an internet business. Frankly, a lot of the principals are the opposite of what you would think if you havent studied the industry. Thats why I compiled a comprehensive checklist of the specific components you will definitely want to verify the business you start has.

Are you sick of having to work long days, never having the time or energy to enjoy life, travelling 2 or more hours per day in the rush hour? Do you know there is a better more relaxing and fulfilling way to earn a living? If you are thinking along these lines then you are not the only one. 90% of people feel tied to the jobs, with no choice but to put in the long hours month after month in the hope of a bonus at the end of the year. Did you get a bonus last year? Do you expect one this year? If you do you are one of the lucky ones. There is a better way to earn a living. You can earn a life changing income. YourNetBiz changed my life completely and it can do the same for you too.

YourNetBiz is an automated business system. Well nearly! It runs on auto-pilot 90% of the time and the other 10% is down to me. Don’t be fooled by people who tell you that online businesses are 100% automated because they are not and that is a lie. The beauty of YNB is that it was created by Darren Gaudry and Rob Hanley who have years and years of experience in online businesses and who have been trained and mentored by some of the best authorities on online and home based businesses. With that knowledge they have put together a fantastic system which anybody can use whether they are a complete newbie to the industry or a seasoned pro.

YOURNETBIZ IS THE INDUSTRY LEADER FOR 2 REASONS

FIRSTLY - The automated business system means that there is no selling involved and no experience necessary. You don’t have to spend all day on the phone calling leads in the hope of making a sale. You don’t have to hassle family and friends trying to get them to buy from you. Best of all you don’t have to work the long hours you did when you had a job. All you need to know about how you can change your life with YourNetBiz is shown on the business tour, the opportunity, the training, the products and the compensation plan. That’s earnings to you and me! Your very own Personal Business Assistants are there to answer any questions someone might have so you don’t have to. However if you wish you can choose to answer all your enquiries personally or leave it up to the customer to decide. This is done at any stage during by simply clicking on the Request a Call Back link on every page of the website. When a sale is made by yourself or your PBA you are paid immediately so there is no long wait for your income to come in. This allows you to directly take control of your finances and then it is up to you to pay your PBA if that is required. This is really unheard of in any business online or off, and is a fantastic advantage over other systems. It is quick and efficient and a very nice way to do and stay in control of your business.

SECONDLY - The back office and training that you get with YourNetBiz is first class. Having just had a full revamp the back office now offers even more live webinars, even more marketing resources, even more products to sell and even more training videos. All live webinars are recorded so you can watch them back whenever you want. As a YourNetBiz member you can also take advantage of the huge discounts offered in the Vacation Product Suite to destinations and resorts worldwide and /or resell them as part of your online business. YourNetBiz is regularly adding new products and services to the business and for this reason YourNetBiz is the world leader in the Industry.

In these uncertain economic times more and more people are turning to the Internet to take back control of their lives. They have either lost their job already, are scarred of losing their job or need to do something else while working to make ends meet. It is very unfortunate for the people who find themselves in this position but as a result of this, online business is doing very well, growing from strength to strength and those who have positioned themselves correctly are making more money than ever before. They say there are always winners and losers and when one door closes another door opens. This could not be more apt for online business.

As Benjamin Disraeli once said “The Secret Of Success Is To Be Ready When Your Opportunity Arrives.” Well now is the time to position yourself if you want to be successful. There has never been a better time since the advent of the Internet to make huge profits whether they be with YourNetBiz or another system. With YourNetBiz you can make more in a couple of months than most people make in a year, and in a year more than 95% of the entire world.

Even though you work from home this is still a real business. If you work hard when you work, and treat it like a real business you will see huge profits. If you don’t quite simply you won’t. If it is overnight wealth that you want then this isn’t for you. The profits come quickly but not like that. If that is all you want I suggest trying pop stardom or the movies, you might have more luck there.

If you want to spend more time with you loved ones, your friends and doing the things that make you happy in life then YourNetbiz is for you. The sooner you start the sooner it will be a reality for you. There is no better automated system to allow you to achieve this.

It is for you to decide. If earning more money than ever before and having more time freedom than ever before appeals to you, then go to the tour and see for yourself. Feel free to request a call back with my PBA or give me a call to have all your questions answered. Then you will be able to make a considered and informed choice.

Thank you for taking the time to read this article

All The Best Si O’Donovan